All BSNL customers can enjoy USSD based Mobile Banking services through USSD Short Code *99# absolutely free till 31st January 2017. BSNL had signed an agreement with National Payment Corporation of India (NPCI) for provision of USSD based Mobile Banking services to its mobile customers.
An official statement from BSNL read as follows – “To give impetus to the demonetization drive by Government of India and to facilitate masses to do cashless financial transactions even with feature phone, BSNL has decided to waive the tariff of National Unified USSD platform till 31st January, 2017.“
National Unified USSD Platform (NUUP) is a mobile banking service provided by NPCI (National Payment Cooperation of India) which works on the USSD technology which does not require internet facility on mobile handset. The USSD short code messages are used by consumers to avail banking services like checking balance, withdrawals, deposits and peer-to-peer-transfer etc.
“The free usage of this facility/feature will boost government objective to move toward a less cash society. This will enable use of electronic banking facility and reduce difficulty for common man,” RK Mittal, Director(CM), BSNL, said.
While smartphones users can avail banking services through mobile apps, USSD is prevalent among consumers with feature phones who do not have internet connectivity for basic banking services. The move is expected to nudge low-end feature phone users
who constitute nearly 65 per cent of the Indian mobile market towards
mobile banking and payment services.
who constitute nearly 65 per cent of the Indian mobile market towards
mobile banking and payment services.
BSNL subscribers would be able to access mobile banking services as specifically mentioned below.
- Cash deposit
- Cash withdrawal
- View account services (Balance enquiry and Mini statement – last 5 transactions)
- Transfer
of funds from a Mobile linked bank account as per RBI’s guidelines for
mobile banking and through an appropriate RBI – approved settlement
system. - Administrative transactions (For e.g. register mobile, request MMID, EBT mapper status, change pin, generate OTP)
Dial *99# to do basic Banking instantly. One can check balance for accounts, mini statement where the mobile number is registered & no internet connectivity is required. Below are the direct codes for banks:
*99*41# State Bank of India
*99*42# Punjab National Bank
*99*43# HDFC Bank
*99*44# ICICI Bank
*99*45# AXIS Bank
*99*46# Canara Bank
*99*47# Bank Of India
*99*48# Bank of Baroda
*99*49# IDBI Bank
*99*50# Union Bank of India
*99*51# Central Bank of India
*99*52# India Overseas Bank
*99*53# Oriental Bank of Commerce
*99*54# Allahabad Bank
*99*55# Syndicate Bank
*99*56# UCO Bank
*99*57# Corporation Bank
*99*58# Indian Bank
*99*59# Andhra Bank
*99*60# State Bank Of Hyderabad
*99*61# Bank of Maharashtra
*99*62# State Bank of Patiala
*99*63# United Bank of India
*99*64# Vijaya Bank
*99*65# Dena Bank
*99*66# Yes Bank
*99*67# State Bank of Travancore
*99*68# Kotak Mahindra Bank
*99*69# IndusInd Bank
*99*70# State Bank of Bikaner and Jaipur
*99*71# Punjab and Sind Bank
*99*72# Federal Bank
*99*73# State Bank of Mysore
*99*74# South Indian Bank
*99*75# Karur Vysya Bank
*99*76# Karnataka Bank
*99*77# Tamilnad Mercantile Bank
*99*78# DCB Bank
*99*79# Ratnakar Bank
*99*80# Nainital Bank
*99*81# Janata Sahakari Bank
*99*82# Mehsana Urban Co-Operative Bank
*99*83# NKGSB Bank
*99*84# Saraswat Bank
*99*85# Apna Sahakari Bank
*99*86# Bhartiya Mahila Bank
*99*87# Abhyudaya Co-Operative Bank
*99*88# Punjab & Maharashtra Co-operative Bank
*99*89# Hasti Co-Operative Bank
*99*90# Gujarat State Co-Operative Bank
*99*91# Kalupur Commercial Co-Operative Bank.
*99*42# Punjab National Bank
*99*43# HDFC Bank
*99*44# ICICI Bank
*99*45# AXIS Bank
*99*46# Canara Bank
*99*47# Bank Of India
*99*48# Bank of Baroda
*99*49# IDBI Bank
*99*50# Union Bank of India
*99*51# Central Bank of India
*99*52# India Overseas Bank
*99*53# Oriental Bank of Commerce
*99*54# Allahabad Bank
*99*55# Syndicate Bank
*99*56# UCO Bank
*99*57# Corporation Bank
*99*58# Indian Bank
*99*59# Andhra Bank
*99*60# State Bank Of Hyderabad
*99*61# Bank of Maharashtra
*99*62# State Bank of Patiala
*99*63# United Bank of India
*99*64# Vijaya Bank
*99*65# Dena Bank
*99*66# Yes Bank
*99*67# State Bank of Travancore
*99*68# Kotak Mahindra Bank
*99*69# IndusInd Bank
*99*70# State Bank of Bikaner and Jaipur
*99*71# Punjab and Sind Bank
*99*72# Federal Bank
*99*73# State Bank of Mysore
*99*74# South Indian Bank
*99*75# Karur Vysya Bank
*99*76# Karnataka Bank
*99*77# Tamilnad Mercantile Bank
*99*78# DCB Bank
*99*79# Ratnakar Bank
*99*80# Nainital Bank
*99*81# Janata Sahakari Bank
*99*82# Mehsana Urban Co-Operative Bank
*99*83# NKGSB Bank
*99*84# Saraswat Bank
*99*85# Apna Sahakari Bank
*99*86# Bhartiya Mahila Bank
*99*87# Abhyudaya Co-Operative Bank
*99*88# Punjab & Maharashtra Co-operative Bank
*99*89# Hasti Co-Operative Bank
*99*90# Gujarat State Co-Operative Bank
*99*91# Kalupur Commercial Co-Operative Bank.
Also, you can dial *99*99# to know your Aadhaar linking and Over Draft Status.
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